2 Payday Lending and State Regulation. The payday lending model
2 Payday Lending and State Regulation. The payday lending model Payday lending is widespread. FDIC (2013) estimates that 4.7% of all of the U.S. Households have at a while utilized payday lending, while Pew Charitable Trusts (2012) sets the figure at 5.5percent of U.S. Grownups. In 2005, payday storefronts outnumbered McDonald’s and Starbucks areas combined …
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